April 16

3 Secrets Behind Why YouTube Videos Go Viral

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Watch this TED talk video it is pretty awesome. Good luck and I hope you  go viral.

Best regards,

Felix A. Montelara

Author: Potencial Millonario

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Amonzon Book cover

April 11

8 secrets of success – (TED Talk)

Why do people succeed? Is it because they’re smart? Or are they just lucky? Neither. Analyst Richard St. John condenses years of interviews into an unmissable 3-minute slideshow on the real secrets of success.

Richard St. John, Marketer, success analyst
A self-described average guy who found success doing what he loved, Richard St. John spent more than a decade researching the lessons of success — and distilling them into 8 words, 3 minutes and one successful book

0:11This is really a two-hour presentation I give to high school students, cut down to three minutes. And it all started one day on a plane, on my way to TED, seven years ago. And in the seat next to me was a high school student, a teenager, and she came from a really poor family. And she wanted to make something of her life, and she asked me a simple little question. She said, “What leads to success?”And I felt really badly, because I couldn’t give her a good answer. So I get off the plane, and I come to TED. And I think, jeez, I’m in the middle of a room of successful people! So why don’t I ask them what helped them succeed, and pass it on to kids?

0:47So here we are, seven years, 500 interviews later, and I’m gonna tell you what really leads to successand makes TEDsters tick. And the first thing is passion. Freeman Thomas says, “I’m driven by my passion.” TEDsters do it for love; they don’t do it for money.

1:04Carol Coletta says, “I would pay someone to do what I do.” And the interesting thing is: if you do it for love, the money comes anyway.

1:11Work! Rupert Murdoch said to me, “It’s all hard work. Nothing comes easily. But I have a lot of fun.” Did he say fun? Rupert? Yes!

1:21TEDsters do have fun working. And they work hard. I figured, they’re not workaholics. They’re workafrolics.

1:29Good! Alex Garden says, “To be successful put your nose down in something and get damn good at it.”There’s no magic; it’s practice, practice, practice.

1:39And it’s focus. Norman Jewison said to me, ”I think it all has to do with focusing yourself on one thing.”

1:45And push! David Gallo says, “Push yourself. Physically, mentally, you’ve gotta push, push, push.” You gotta push through shyness and self-doubt.

1:54Goldie Hawn says, “I always had self-doubts. I wasn’t good enough; I wasn’t smart enough. I didn’t think I’d make it.”

2:01Now it’s not always easy to push yourself, and that’s why they invented mothers. (Laughter) Frank Gehry — Frank Gehry said to me, ”My mother pushed me.”

2:13Serve! Sherwin Nuland says, “It was a privilege to serve as a doctor.”

2:18Now a lot of kids tell me they want to be millionaires. And the first thing I say to them is: ”OK, well you can’t serve yourself; you gotta serve others something of value. Because that’s the way people really get rich.”

2:30Ideas! TEDster Bill Gates says, “I had an idea: founding the first micro-computer software company.”I’d say it was a pretty good idea. And there’s no magic to creativity in coming up with ideas – it’s just doing some very simple things. And I give lots of evidence.

2:46Persist! Joe Kraus says, ”Persistence is the number one reason for our success.” You gotta persist through failure. You gotta persist through crap! Which of course means “Criticism, Rejection, Assholes and Pressure.” (Laughter)

3:01So, the big — the answer to this question is simple: Pay 4,000 bucks and come to TED. Or failing that, do the eight things — and trust me, these are the big eight things that lead to success. Thank you TEDsters for all your interviews!

April 10

How to make stress your friend

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Stress. It makes your heart pound, your breathing quicken and your forehead sweat. But while stress has been made into a public health enemy, new research suggests that stress may only be bad for you if you believe that to be the case. Psychologist Kelly McGonigal urges us to see stress as a positive, and introduces us to an unsung mechanism for stress reduction: reaching out to others.

Kelly McGonigal, Health psychologist translates academic research into practical strategies for health, happiness and personal success.


0:11I have a confession to make, but first, I want you to make a little confession to me. In the past year, I want you to just raise your hand

0:25if you’ve experienced relatively little stress. Anyone?

0:31How about a moderate amount of stress?

0:34Who has experienced a lot of stress? Yeah. Me too.

0:39But that is not my confession. My confession is this: I am a health psychologist, and my mission is to help people be happier and healthier. But I fear that something I’ve been teaching for the last 10 years is doing more harm than good, and it has to do with stress. For years I’ve been telling people, stress makes you sick. It increases the risk of everything from the common cold to cardiovascular disease.Basically, I’ve turned stress into the enemy. But I have changed my mind about stress, and today, I want to change yours.

1:20Let me start with the study that made me rethink my whole approach to stress. This study tracked 30,000 adults in the United States for eight years, and they started by asking people, ”How much stress have you experienced in the last year?” They also asked, “Do you believe that stress is harmful for your health?” And then they used public death records to find out who died.

1:47(Laughter)

1:48Okay. Some bad news first. People who experienced a lot of stress in the previous year had a 43 percent increased risk of dying. But that was only true for the people who also believed that stress is harmful for your health. (Laughter) People who experienced a lot of stress but did not view stress as harmful were no more likely to die. In fact, they had the lowest risk of dying of anyone in the study, including people who had relatively little stress.

2:23Now the researchers estimated that over the eight years they were tracking deaths, 182,000 Americans died prematurely, not from stress, but from the belief that stress is bad for you. (Laughter) That is over 20,000 deaths a year. Now, if that estimate is correct, that would make believing stress is bad for youthe 15th largest cause of death in the United States last year, killing more people than skin cancer,HIV/AIDS and homicide.

2:55(Laughter)

2:58You can see why this study freaked me out. Here I’ve been spending so much energy telling peoplestress is bad for your health.

3:07So this study got me wondering: Can changing how you think about stress make you healthier? And here the science says yes. When you change your mind about stress, you can change your body’s response to stress.

3:21Now to explain how this works, I want you all to pretend that you are participants in a study designed to stress you out. It’s called the social stress test. You come into the laboratory, and you’re told you have to give a five-minute impromptu speech on your personal weaknesses to a panel of expert evaluators sitting right in front of you, and to make sure you feel the pressure, there are bright lights and a camera in your face, kind of like this. And the evaluators have been trained to give you discouraging, non-verbal feedback like this.

4:04(Laughter)

4:07Now that you’re sufficiently demoralized, time for part two: a math test. And unbeknownst to you, the experimenter has been trained to harass you during it. Now we’re going to all do this together. It’s going to be fun. For me.

4:24Okay. I want you all to count backwards from 996 in increments of seven. You’re going to do this out loud as fast as you can, starting with 996. Go! Audience: (Counting) Go faster. Faster please. You’re going too slow. Stop. Stop, stop, stop. That guy made a mistake. We are going to have to start all over again. (Laughter) You’re not very good at this, are you? Okay, so you get the idea. Now, if you were actually in this study, you’d probably be a little stressed out. Your heart might be pounding, you might be breathing faster, maybe breaking out into a sweat. And normally, we interpret these physical changesas anxiety or signs that we aren’t coping very well with the pressure.

5:11But what if you viewed them instead as signs that your body was energized, was preparing you to meet this challenge? Now that is exactly what participants were told in a study conducted at Harvard University. Before they went through the social stress test, they were taught to rethink their stress response as helpful. That pounding heart is preparing you for action. If you’re breathing faster, it’s no problem. It’s getting more oxygen to your brain. And participants who learned to view the stress response as helpful for their performance, well, they were less stressed out, less anxious, more confident, but the most fascinating finding to me was how their physical stress response changed. Now, in a typical stress response, your heart rate goes up, and your blood vessels constrict like this. And this is one of the reasons that chronic stress is sometimes associated with cardiovascular disease. It’s not really healthy to be in this state all the time. But in the study, when participants viewed their stress response as helpful, their blood vessels stayed relaxed like this. Their heart was still pounding, but this is a much healthier cardiovascular profile. It actually looks a lot like what happens in moments of joy and courage. Over a lifetime of stressful experiences, this one biological change could be the difference between a stress-induced heart attack at age 50 and living well into your 90s. And this is really what the new science of stress reveals, that how you think about stress matters.

6:51So my goal as a health psychologist has changed. I no longer want to get rid of your stress. I want to make you better at stress. And we just did a little intervention. If you raised your hand and said you’d had a lot of stress in the last year, we could have saved your life, because hopefully the next time your heart is pounding from stress, you’re going to remember this talk and you’re going to think to yourself,this is my body helping me rise to this challenge. And when you view stress in that way, your body believes you, and your stress response becomes healthier.

7:29Now I said I have over a decade of demonizing stress to redeem myself from, so we are going to do one more intervention. I want to tell you about one of the most under-appreciated aspects of the stress response, and the idea is this: Stress makes you social.

7:48To understand this side of stress, we need to talk about a hormone, oxytocin, and I know oxytocin has already gotten as much hype as a hormone can get. It even has its own cute nickname, the cuddle hormone, because it’s released when you hug someone. But this is a very small part of what oxytocin is involved in. Oxytocin is a neuro-hormone. It fine-tunes your brain’s social instincts. It primes you to do things that strengthen close relationships. Oxytocin makes you crave physical contact with your friends and family. It enhances your empathy. It even makes you more willing to help and support the people you care about. Some people have even suggested we should snort oxytocin to become more compassionate and caring. But here’s what most people don’t understand about oxytocin. It’s a stress hormone. Your pituitary gland pumps this stuff out as part of the stress response. It’s as much a part of your stress response as the adrenaline that makes your heart pound. And when oxytocin is released in the stress response, it is motivating you to seek support. Your biological stress response is nudging you to tell someone how you feel instead of bottling it up. Your stress response wants to make sure you notice when someone else in your life is struggling so that you can support each other. When life is difficult, your stress response wants you to be surrounded by people who care about you.

9:32Okay, so how is knowing this side of stress going to make you healthier? Well, oxytocin doesn’t only act on your brain. It also acts on your body, and one of its main roles in your body is to protect your cardiovascular system from the effects of stress. It’s a natural anti-inflammatory. It also helps your blood vessels stay relaxed during stress. But my favorite effect on the body is actually on the heart.Your heart has receptors for this hormone, and oxytocin helps heart cells regenerate and heal from any stress-induced damage. This stress hormone strengthens your heart, and the cool thing is that all of these physical benefits of oxytocin are enhanced by social contact and social support, so when you reach out to others under stress, either to seek support or to help someone else, you release more of this hormone, your stress response becomes healthier, and you actually recover faster from stress. I find this amazing, that your stress response has a built-in mechanism for stress resilience, and that mechanism is human connection.

10:49I want to finish by telling you about one more study. And listen up, because this study could also save a life. This study tracked about 1,000 adults in the United States, and they ranged in age from 34 to 93,and they started the study by asking, ”How much stress have you experienced in the last year?” They also asked, “How much time have you spent helping out friends, neighbors, people in your community?” And then they used public records for the next five years to find out who died.

11:26Okay, so the bad news first: For every major stressful life experience, like financial difficulties or family crisis, that increased the risk of dying by 30 percent. But — and I hope you are expecting a but by now – but that wasn’t true for everyone. People who spent time caring for others showed absolutely no stress-related increase in dying. Zero. Caring created resilience. And so we see once again that the harmful effects of stress on your health are not inevitable. How you think and how you act can transform your experience of stress. When you choose to view your stress response as helpful, you create the biology of courage. And when you choose to connect with others under stress, you can create resilience. Now I wouldn’t necessarily ask for more stressful experiences in my life, but this science has given me a whole new appreciation for stress. Stress gives us access to our hearts. The compassionate heart that finds joy and meaning in connecting with others, and yes, your pounding physical heart, working so hard to give you strength and energy, and when you choose to view stress in this way, you’re not just getting better at stress, you’re actually making a pretty profound statement.You’re saying that you can trust yourself to handle life’s challenges, and you’re remembering that you don’t have to face them alone.

13:20Thank you.

13:21(Applause)

13:31Chris Anderson: This is kind of amazing, what you’re telling us. It seems amazing to me that a belief about stress can make so much difference to someone’s life expectancy. How would that extend to advice, like, if someone is making a lifestyle choice between, say, a stressful job and a non-stressful job, does it matter which way they go? It’s equally wise to go for the stressful job so long as you believe that you can handle it, in some sense?

13:59Kelly McGonigal: Yeah, and one thing we know for certain is that chasing meaning is better for your health than trying to avoid discomfort. And so I would say that’s really the best way to make decisions,is go after what it is that creates meaning in your life and then trust yourself to handle the stress that follows.

14:14CA: Thank you so much, Kelly. It’s pretty cool. KM: Thank you.

14:16(Applause)

March 22

U.S. Millionaires Hit New Record

one of the millionaires

By: Robert Frank | CNBC Reporter and Editor

According to Spectrum Group, the U.S. added 640,000 millionaire households in 2013.

The recovery is official—at least for millionaires.

The number of millionaire households in the U.S. surged by 640,000, or 7 percent, to 9.63 million last year, according to a new study from Spectrem Group. That marks an all-time high for the number of millionaire households in America since Spectrem began tracking the data in 1997.

It’s also the first time the millionaire population has exceeded the pre-crisis peak of 9.2 millionaire households in 2007, showing that last year’s stock surge drove a corresponding growth in wealth for the rich.

The number of households worth $5 million or more also surpassed its pre-crisis peak for the first time, rising by 100,000 to 1.24 million households. The number of households worth $25 million or more surged by 15,000, to 132,000 households.

Visit NBCNews.com for breaking news, world news, and news about the economy

“In terms of the affluent investor, it is fair to say they have finally recovered from the economic downturn,” said Spectrem Group President George H. Walper Jr.
However, the number of households worth $500,000 has yet to recover to its pre-crisis population peak. Those so-called “mass affluent” households grew by 1 million to 15.3 million in 2013—just below the 2007 top of 15.7 million.

Spectrem defines millionaire households as those with a net worth of $1 million or more, not including the value of their primary residence.

March 21

Nashville Goes With Proterra Instead of BYD for EV Buses

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Nashville Goes With Proterra Instead of BYD for EV Buses (via Gas 2.0)

Last week Proterra, a manufacturer of EV buses, announced the sale of seven electric buses and a charging station to the Nashville MTA. The MTA selected South Carolina-based Proterra over China-based Build Your Dreams (BYD) EV-bus manufacturer after…

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October 11

Showdown Day 11, October 2013

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Friday’s Close:

 

15,237.11

DOW
 +111.04 / +0.73%

After one of the biggest rallies of the year yesterday, stocks moved higher again today as investors wait for further progress in Washington on resolving the debt ceiling standoff.  A proposal will be introduced, that will raise the debt ceiling and reopen the government with some requirements.  Well as I see it the raising  of debt ceiling will be approved by Columbus Day and the shutdown may or may not end.  This is my last blog on this subject, with the exception of some dramatic change.

I would like to invite you to visit my blog and learn how to  not be a victim of circumstances such has these. Do not allow the macro economics of our nations leaders rule your personal finances, Don’t be like everyone else. Yes, there will be some effects on you since we are part of the system, but you must create an economic ecosystem around you that will mitigate the dysfunctional interference of our great leaders.  Don’t be like them. Dare to be different.

Felix Cesar

Here is an excerpt from my book “Potential Millionaire”  Chapter One

 The Paradigm Change

 Golden Rule #1: No More Debt

“…What is “normal” in our society? Is arriving home with concerns and problems about our finances, “normal?”  Do we realize that we have debts, low savings, and no control over our money?  Do we know that all the money that we earn enters one hand and goes out the other?  The truth is, this can be changed and one has to say, “Enough!”  Yes, ladies and gentlemen, what is normal in our society is to be without money. Normal is running out of money before the end of the month…” 

 

 

 

October 6

Exceptions to Obama Care… Why over 30 Million People Will Go without Legally.

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Wonkblog’s Sarah Kliff explains the exceptions to the Affordable Care Act’s individual mandate. (The Washington Post).

I hope you learn and enjoy this as much as I have.  Click here for link

Remember we are all Potential Millionaires

Felix A. Montelara

Author: Potential Millionaire, LE edition